The Gulfside Team of Florida Luxury Realty, Inc.

Choosing the right real estate professional to assist you is very important to a successful sale or purchase. You deserve the highest level of service possible.  I created the Gulfside Team to better assist my customers with their real estate needs. Let me tell you a little bit about us.

Michael J. Gallo - Before earning my real estate sales license in 2009 I was a loan originator for a local mortgage broker for the 6 years prior. I am certified by Florida Luxury Realty as a Luxury Home sales specialist and I have years of experience working with seniors, new construction buyers and waterfront home sellers.  You can take comfort in the fact that I am also the Director of Education for Florida Luxury Realty as well as an Instructor for the company and I also teach classes for the West Pasco Board of Realtors. Teaching for the Brokerage and Board and assisting my fellow real estate agents is something I not only enjoy doing but it helps to keep me current on important issues that affect my business which in turn is a benefit to my customers. 
West Pasco Board of Realtors Orientation Committee Chairperson 2015 & 2016
West Pasco Board of Realtors Education Committee Chairperson 2014
West Pasco Board of Realtors Education Committee Co-Chairerson 2013

Richard "Rick" Trowbridge - Licensed in 2015, Rick has been a valuable asset to the Gulfside Team. Rick has completed his Florida Luxury Realty "Intensity" training and has been certified as a Luxury Homes Sales Specialist by Florida Luxury Realty. Rick's primary focus is assisting the teams buyers. Rick has a strong knowledge of contract writing and knows that his customers and their needs are most important. Rick is a combat wounded veteran and has a strong desire to help his fellow veterans with their real estate needs.  You can be sure that when you work with Rick he will do everything in his power to assist you with your home purchase and will make himself available to you on your schedule.  You can move confidently on your home purchase safe in the fact that I am right behind Rick to guide him and advise him and you throughout your entire home purchase. In the 1st quarter of 2016 Rick has successfully helped over 10 people close on their next home. 

When looking for real estate professionals in Western Pasco county Florida, New Port Richey, Port Richey, Hudson, Trinity and Odessa, please contact the Gulfside Team so we may be considered among the real estate agents you interview for the job of selling your home or assisting you with a home purchase.

Things to Know When Buying a Waterfront Home on Pasco's Gulf Coast

Owning a waterfront home is the goal of many Floridians who live near the coast.  Here on the Gulf coast of Pasco county we have 3 Gulfside cities that our customers look to when buying  waterfront home.  There are some specific things to think about whether you are interested in living in New Port Richey, Port Richey or Hudson on the water.

You need to know how buying a home on the water will affect

your financing.  Property taxes and homeowners insurance are higher on waterfront homes.  You will be required to have flood insurance as part of your home owners insurance and if the roof and windows are not up to wind resistance standards, you can see even higher insurance rates.  Your taxes and insurance are calculated into your Debt to Income Ratio or DTI.  In essence, your DTI is the difference between how much money you net each month and how much your expenses are each month.  You will need to speak with your lender to verify that your DTI can support the higher taxes and insurance.  Please don't think that means you can't live here and own a boat even if you don't buy a waterfront home. We have a number of free boat launches along Pasco county's Gulf coast. 

You will also want to evaluate what you must have in your waterfront home.  Your finances may dictate how much you can spend on extras for the home. Extras like a floating dock, a davit, repair of the seawall upgrading windows and exterior doors and other extras you may wan like a fish cleaning station.  You may already own a boat and you will need to verify that the canals are deep enough and wide enough for you to make turns in order to get out to the open gulf.  You should evaluate your situation and with your Realtor, discuss what you must have in the home before you head out looking.

We are here to assist you in Buying or Selling a waterfront home in western Pasco county Florida in New Port Richey, Port Richey and Hudson.  Contact us to discuss your real estate needs.